Short Term Disability Insurance
Long Term Disability Insurance
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If you suddenly become unable to earn a paycheck due to illness, pregnancy or an accident, short-term disability insurance can replace a portion of your income during the initial 6 months of your disability after a 14 day elimination period.
If you are disabled for more than 90 days, Long-term disability insurance can provide a steady stream of income to help cover essential expenses during an extended illness or after a disabling accident. Additional benefits include assistance obtaining Social Security Disability Benefits, Nurse Consultant or Case Manager Services, Vocational Analysis, and return-to-work incentives.